MY BROTHER AND HIS WIFE TRIED TO USE MY CREDIT CARD — THEN THE POLICE GOT INVOLVED 😳💳🚓
I’m 22, still living at home, working part-time and going to school. I pay $300 in rent to my parents, cover all my own expenses, and have been saving for a car. I’m not rich—but I’m responsible.
A few months ago, I got a credit card—just a small limit, enough to build credit. I used it twice, paid it off immediately. The only person I told was my dad.
But then… my mom overheard.
And of course, she told my older brother Muller (28) and his wife, Kendall (also 28)—two people who have never made a financially responsible decision in their lives.
Then I got that text:
“Hey, can we borrow your credit card? Ours are maxed out and yours is basically empty. It’s like free money.”
I literally stared at my screen like… was this a joke?
I replied:
“No. It’s not free. I’d owe the bank.”
Muller hit back immediately:
“YOU OWE ME. I BABYSAT YOU GROWING UP.”
Like what?! That was his job as a big brother, not some long-term investment plan.
I told him:
“Didn’t ask to be born, and it wasn’t charity.”
I thought that was the end of it.
I was wrong.
A few days later, they showed up at my house, uninvited. My brother actually sat down on the couch and said:
“So? Got the card ready?”
Kendall added with the fakest smile I’ve ever seen:
“We’re family. What’s yours is ours.”
I laughed in disbelief.
“No. That’s not how any of this works.”
Then came the final betrayal — my mom took their side.
“Help your brother. Don’t be selfish.”
I looked at her like she had lost her mind. But before I could say anything else, my dad walked into the room, took one look at all their faces, and exploded:
“NO ONE SCAMS MY DAUGHTER. GET OUT—NOW.”
Muller tried to argue, but Dad shut him down and physically escorted them to the door. I thought it was over.
But then…
Three days later, my credit card was missing.
I searched everywhere. I never even used it unless I was shopping online, and I never left it out. I started to panic.
That same day, Kendall called.
Her voice? Shaky.
“We’re at the police station. They want to talk to you. They need you to confirm that you gave us the card.”
Then an officer took the phone.
“Ma’am, did you authorize this $1,200 charge at Electronics Depot? Your name is on the card.”
My stomach dropped.
“$1,200?! NO. I did NOT authorize that. My card was stolen.”
The officer said thank you and hung up.
Later that day, I found out they’d tried to use the card in person—thinking no one would check ID. But the cashier got suspicious when Kendall signed my name, so they called the store manager… who called the cops.
Turns out Kendall tried to talk her way out of it by saying I “let them borrow it.” She even forged my signature.
Both were charged with attempted credit card fraud and identity theft.
And the best part?
They both started pointing fingers at each other in the interrogation room. Kendall said it was all Muller’s idea. Muller claimed Kendall pressured him.
They thought blood would save them. But the law didn’t care.
✅ My dad changed the locks.
✅ I reported the card stolen.
✅ The bank reversed the charges.
✅ And I learned: family doesn’t mean free access to your boundaries.
Would you press charges if it were your own brother?
